Manfaat Lembaga Keuangan Petani dalam Meningkatkan Pendapatan Petani (Studi Kasus: Lembaga Keuangan Petani Bukit Kijang, di Dusun III Bukit Kijang, Desa Gunung Melayu, Kecamatan Bandar Pulau, Kabupaten Asahan)
Harmi Ibnu Dja’far
Drs. Bersih Surbakti dan Dra. T.Diana Bakti, MSi
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This thesis entitled "The Use of Farmers Financial Institution in Increasing the Farmers Income" by taking case study of Farmers Financial Institution Bukit Kijang, sub-district III Bukit Kijang, Gunung Melayu Village, Bandar Pulau District, Asahan. It is in the effort for making any improvement by strengthening economics position of poor families either in rural or urban and for those with agricultural living as well. Capital processing for the farmers in forming Farmers' Financial Institution is as one of the ways implemented by the farmers with Yayasan Sejahtera Tani with objective for collecting the capital from others group for facilitating the farmers' effort in increasing their property. The problem emerged is that; is it by the existence of Farmers' Financial Institution, the farmers' income can be increased? And what factors influencing the success in such as the Farmers' Financial Institution processing? From the problem above, it can be taken one hypothesis that for the success of Farmers' Financial Institution is by its forming. Then, the farmers' income can be increased. More ever, the factors influencing the success of farmers' Financial Institution are management, capital and education. Based on the result of research implemented, it can be obtained that each independent variable, has the influence toward dependent variable. Here, it can be seen from F-calculated and Good Coefficient Determination Value (R2) either in Farmers' Financial Institution Processing or Farmers' Income Level. Furthermore, it is obtained each value of F-calculated > F - table ( 49.68 > 4.64) and ( 79.55 > 7.64 ) at a 1%. It means that all independent variables influences the dependent variable at trusty level 99%. From elasticity value, it is obtained 0.84, if the level of Farmers' Financial Institution increase for 100%. Then Farmers' Income level will be increased for 84% with the assumption of ceteris paribus.
- SP - Economic Development