Analisis Faktor-Faktor Yang Mempengaruhi Simpanan Mudharabah Pada Bank Syariah Di Sumatera Utara
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The implication of the development of banking has stimulated the growth of various types of financial institutions. One of them is Syariah Banking. The system concept implemented by this institution is the format of profit sharing between customers and the bank itself. This system does not involve interest or is known as a Free-Interest Bank (FIB). The objective of this research is to obtain how significant the affect of micro (psychology) and macro to the small and big amount of total deposit (saving) in the syariah bank in North Sumatera. In the point of macro, it is to see how significant the affect of deposit profit sharing rate (TBH1) and saving (TBH2) and bank deposit interest rate (TSB1) and saving (TSB2) to the deposit and saving in bank syariah in North Sumatera. The result of secondary data processing with the use of model approach Partial Adjustment Model (PAM) shows that only variable of bank saving interest rate (TSB2) affects negative and significant to the total profit sharing rate saving and deposit , since variable of profit sharing deposit rate (TBH1), profit sharing saving rate (TBH2), and bank deposit interest rate (TSB1) has no significant affect.
- LP - General