Analisis Pengaruh Kredit yang Telah Disalurkan oleh PT. BPR Siantar Bumi Asih Terhadap Pendapatan Nasabahnya
Porman M. Pasaribu
Drs. Rujiman, MA.
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Bank is one of financial institution having duty to muster the fund from society which have fund excess and give the fund in credit form to society requiring. But lately arise a problem where commercial bank less be interested in providing credit facility for micro and small labour. Bank Perkreditan Rakyat (BPR) which founded to assist the rural society get out of the shackle of loan shark before, nowadays BPR is very required in assisting all micro and small labour. BPR focussed to assist the micro and small labour in this time. In the reality BPR have very assistive society in running their micro and small labour. This research is made to analyse the influence of the credit which have the client from PT. BPR Siantar Bumi Asih into their earnings. In this research Simple Regresion is used. On regresion model, dependent variable is client earnings after receipt a credit while independent variable is credit accepted by the client of PT. BPR Siantar Bumi Asih. The Data that used in this research is primary data which obtained from survey on 2004. Pursuant to the research, result of regresion model indicated that the credit variable tahat accepted by the client from PT. BPR Siantar Bumi Asih has a significant influence to make up of client earnings, where the influence is a positive character. Therefore, Ha is accepted.
- SP - Economic Development