Analisis Faktor-Faktor Sosial Ekonomi yang Mempengaruhi Kecenderungan Menabung di PT. BCA, Tbk, Medan
Fransiska Oktavianty Sihaloho
Dr. Ramli, MS.
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Nowadays, saving is a common thing which is done by people. They starts realize that to put aside a part of their income for savings will be useful in the future for precautionary or to face uncertain things. This research have purpose to study what are the factors that really influence someone to make a save. And the research sample are PT. BCA, Medan's saver which is randomly pick only 30 respondents. Calculation method use SPSS program and data collecting technique through interview to the respondents using quisioner. There are five variables in this research. Income, Education, Consumption and Expectation as independent variables (Xl,X2,X3,~) then Saving as dependent variable (Y). Result of this research indicate that Income and Education are the only factors which is influence someone savings in PTBCA, Medan. While Consumption and Expectations is not significant influences. From this research obtained the constant (-328376,I) and can get the conclusion if the value of Income, Education, Consumption and Expectations is zero (0) or the whole factors doesn't influence someone to save in PT.BCA, Medan, therefore will be decrease the amount of savings Rp. 328.376,1,-
- SP - Economic Development