Analisa Peranan PT. Bank Tabungan Negara, Tbk Cabang Medan Dalam Pemberian Kredit Pemilikan Rumah Di Kota Medan
Romi S. Gultom
Prof. Ir. Syaad Afifuddin, M.Ec
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This essay, entitled Analysis of the Role PT. Bank Tabungan Negara, Tbk Cabang Medan of Credit In Housing in the Medan City. Home Ownership is a credit facility to buy a house with a credit in the bank and can be influenced by several economic variables, such Third Party Funds and Interest Rates. In this research explains how the influence of Third Party Funds and Credit Interest Rates on Home Ownership. The data used in this research is a secondary data, with the type of time series monthly data from January 2005 to December 2008 obtained from the Bank Tabungan Negara cabang Medan. Variables in use are: Third Party Funds and Interest Rates. In this study, researchers using quantitative methods, to discription a problem through analyzing data and issues in the form of figures or formula-calculation formula is used in analyzing a problem that is being examined. The analysis model used is regression analysis model with doubled linier method OLS (Ordinary Least Square). This analysis proves that the Third Party Funds is positively and significantly to the Home Ownership Loan, and Interest Rate in effect on the negative and significant Credit Home Ownership.
- SP - Economic Development