Analisis Frekuensi Peminjaman Kredit Oleh Masyarakat pada Koperasi Simpan Pinjam di Medan
Oloan Hendra Parluhutan
Drs. Ramli, SE, MS
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The problem about modal and income is the most problem that influence the economic of society and generally indicate in the informal sector. Informal sector have an important role to expand the oportunity to work especially for people who has no high education. Saving and loan cooperation or Koperasi Simpan Pinjam Cinta Kasih is one of cooperation kinds based on group in Indonesia. Such as cooperation has performed its business in the empowerment or development of poor-community, especially those sellers. The loan frequency in this cooperation influenced by income-rate, education-rate, consumption-rate, amount in installment, and amount of interest. These factors influence the loan frequency 64,1 % and the others 35,9 %. Saving and loan cooperation or Koperasi Simpan Pinjam Cinta Kasih is intended to serve those members in order to strengthen and enhance their ability for getting small loan and to get the pace with adequate conditions for selling and for consumption.
- SP - Economic Development