Analisis Pengaruh Tingkat Suku Bunga dan Pendapatan Perkapita Terhadap Penghimpunan Dana Pihak ke Tiga pada Bank-Bank Umum di Sumatera Utara
Bina Kartika Sitorus
Drs. Tuana Simamora, MS.
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Generally a state is facing the limitation of development fund, therefore fund mobilization from the society is needed. Bank as the financial institution has financial intermediary function of fund surplus unit with deficit unit. Fund gathering of society or referred as third party fund is the biggest source offund for every bank which is gathered by giro account (demand deposit), deposit account (time deposit), saving account (saving deposit). Thesis that titled "Analisia pengaruh tingkat suku bunga dan pendapatan per kapita terhadap penghimpunan dana pihak ketiga pada bank-bank umum di Sumatera Utara" aimed to know the influence of interest rate and income per capita to the amount of third party fund gathered by public bank in North Surnatera. Calculation method weared is method of SPSS I 1,0, where data is obtained from record-keeping of Bank annual report direct of Indonesian and Statistical Center Bureau, counted every year start 19942003 (10 year data sample). The result is the interest rate does not have a significant effect to the gathered of third party fund while income per capita have a significant effect to the gathered of third party fund at trust level 95 percent.
- SP - Economic Development