Analisis Pengaruh Tingkat Suku Bunga, Inflasi dan Krisis Moneter Terhadap Besarnya Jumlah Deposito pada Bank Pemerintah Di Sumatera Utara
Bernad Edy Surantha Panjaitan
Dr. Ramli, Se, MSi.; Drs. Rahmad S. Hasibuan, CAE, M.Si.
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Interest rate and inflation are some of indicators of macro economic used by government to see the growth of economic. The Interest rate used in this research is time deposit interest rate. Generally, if time deposit interest rate increases, time deposit will be increase too. Meanwhile, if inflation increases, time deposit will be decrease. Monetary policy which taken by government even also addressed to overcome the condition of all macro economics to reach growth of expected economic, through time deposit interest rate and inflation as indicators of economic. This research tries to analyze the influence of interest rate, inflation and monetary crisis (in dummy) to accelerating time deposit of government bank in North Sumatra. For the purpose analysis, this research use data of time series of year 1985 -2005 and method of Ordinary Least Square used to estimate the model. Results of from this research indicate that interest rate have significantly affected time deposit of government bank in North Sumatra. On the contrary, inflation not have significantly affected time deposit of government bank in North Sumatra. Meanwhile, monetary crisis have significantly affected time deposit of government bank in North Sumatra and there is a difference before and after monetary crisis.
- SP - Economic Development