Analisis Faktor-Faktor yang Mempengaruhi Penghimpunan Dana Pihak Ketiga pada Bank Umum di Sumatera Utara
David H. Sitorus
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Growth of economics a nation need pattern arrangement of processing of available economic resourcess directionally and inwrought and also exploited to make-up of prosperity of society, banking institute have role which very startegis in moving economics wheel a state. Bank in running its effort muster fund of society and channelling it return in so many credit alternative and other services. In management of bank management require bank capital. Especial source of bank fund come from deposit in the form of giro ( deposit demand), time deposit ( deposit time) and saving (deposit saving), where source of the bank fund can come from society,' governmental and also intuition institute. Calculation method weared is method of SPSS, where data obtained to pass/through record-keeping of Bank annual report direct of Indonesian and Statistical Bureau Center counted every year start 19922002 ( data sampel counted 10year). Intention of this research is to know how big influence of change than factors of eksternal of third party individual and banking to growth of party/side fund gathering of is three at public banks in North Sumatra. In this research there are five variable that is inflation rate, rate of interest storey;level, exporting value, assess earnings of perkapita, and value earnings of area genuiness of Sumatera north as free varibel ( X1,X2,X3,X4,x5) and also third party fund as variable tied (Y). Result of research show in the reality factor influencing most dominant is Earnings of Genuiness Area while inflation rate, rate of interest storey level, exporting value, Perkapita PDRB, do not influencing significant. Ofthis research is obtained by konstanta equal to 5216,617 having meaning that if inflation, rate of interest storey.level, exporting, Perkapita PDRB, and valuable PAD zero (0) hence this matter will improve third party fund equal to 5216,617 mi1yar rupiah.
- SP - Economic Development