Peran Bank Rakyat Indonesia Cabang Medan Dalam Memenuhi Kebutuhan Modal Sektor Usaha Kecil Menengah (UKM) di Daerah Kodya Medan (Studi Kasus : BRI Brigjen Katamso)
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As a financial institution, bank has important contribution to improve the economic growth of a nation. To increase the welfare of nation, bank is a mediator between unit surplus and unit defisit. Bank collects the fund from the unit surplus in a saving and give it to the unit defisit in a credit. The amount of credit which distributed by a bank will definite it's profit. If the bank can't distribute credit, in spite of, saving is increase, so bank will be lose. Therefore, bank must distribute it's credit carefully from the planning of credit until it's return. Bank Rakyat Indonesia ( BRI ) is a financial institution which give credit to small industry, It has many risk in distribution of credit to the public. According to the research, there are some reason which causing non performing loans at BRI Unit Katamso, like disability of enterpreneur in managing his industry, unwillingness of debitur to pay his debt, burning, and deserse. So the bank must carefully in selecting debitur to prevent non performing loans.
- SP - Economic Development